There is nothing wrong with making a decision to make a change in your life – whether it’s a resolution for the new year or just a random decision. The key to making any changes in your life is to make it a meaningful change. It’s easy to get frustrated when you feel yourself stuck in rut or not going where you want to in life. In other words, you need to have a solid plan and the intent to follow through with it.
Keep a Journal
A journal isn’t just a diary of what you do everyday. It’s a way to keep track of your thoughts and can also offer a look at where you are in life – and a hint at what you need to do to make meaningful changes. It’s hard to be reflective when you are going through the motions of your daily routine. Write down your random thoughts and take some time to go back and read it at the end of every month. You just might be surprised at what you can learn about yourself and your goals. Avoid the temptation to make your journal social, unless you are ready to accept unsolicited advice and random comments. You can always make it a blog once you start to make progress.
Set Small Goals
“I’m going to lose fifty pounds.” “I’m going to go the gym every single day.” “I’m going to leave half of each of my paychecks in the bank to boost my savings.” The problem with big goals like this is that you are setting yourself up for failure from the start. Set small goals that you can accomplish. The good thing about small goals is that once you achieve one, you can set a new goal. You’ll feel good because you achieved your first goal and this will give you confidence to go for another goal. Using this logic, smaller goals could include losing five pounds the first month of your diet, going to the gym at least twice a week, and setting aside ten percent of every other paycheck to add to your savings account.
Do Something for Others
Doing something for someone else is an excellent way to make a meaningful change in your life. It doesn’t have to be a grand gesture. Even doing something small like offering to take a co-worker to lunch when they are short of money before payday can give you a good feeling. Consider coaching a local softball team or volunteering at a senior center. There are many ways to do something for others. This gives you a sense of purpose and those you help – even in small ways – will certainly appreciate your efforts.
Finally, follow your own aspirations. Staying within your budget is certainly understandable, but there is no reason why you can’t follow your own aspirations or dreams. Consider taking online classes to either help earn a promotion at your current job or to venture into a new line of work. If you want to eventually have a house of your own, make an effort to save as much money as you can so that you can afford the initial costs associated with a new home. Meaningful changes in your life start with you.
Ready To Start Creating Meaningful Change In Your Finances?